官方卡面 · 来源 wise.comOfficial card face · source wise.com
Admission record · 准入页
Wise Multi-Currency Card 多币种借记卡
Wise · 借记 · 英国 · 无需出境no travel
Wise Multi-Currency Card 多币种借记卡（实体+数字卡）
- 机构Issuer
- Wise
- 签发地Jurisdiction
- 英国United Kingdom
- 准入Admission
- 6 / 6须本地身份或高净值Local ID or private banking
- 口径Scope
- 阶段性快照Point-in-time以银行官方页面为准official page prevails
受限RESTRICTEDSNAPSHOT
CPUK0024<<WISE<<WISEWISEMULTICUR<<<<<<<<<<<<
T6<RESTRICTED<E0<SRC4<SNAPSHOT<<<<<<<<<<<<<<
T6<RESTRICTED<E0<SRC4<SNAPSHOT<<<<<<<<<<<<<<
判定 · VerdictVerdict
部分受限：须满足附加条件，逐条见原文。Restricted: extra conditions apply, see the original wording.
→ 来源 CP·UK·0024Source CP·UK·0024 · 4 条来源4 sources字段值保留来源原文（中文），未作英文转述 — 机翻会把「待核实」读成结论。栏目名与判定句为双语。Field values keep the original Chinese wording; no English rendering is provided. Section titles and verdicts are bilingual.
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状态与办理路径Status & route
Status & route入口口径冲突
本条目没有官方线上入口，办理方式原文却写「仅App内申请」。两者同时成立的前提，通常是它依附在另一个可线上开立的产品上（卡随账户发、或须先有账户）。本站不把这条改写成「可线上申请」。
English · 本站译述
This record has no official online entry, yet its application wording says “仅App内申请”. Both can hold only because the product rides on something else that can be opened online. We do not rewrite it as “apply online”.Translation by CARDPORT. Not the bank's original wording.
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需要带什么What to bring
What to bring03
费用与时效Fees & timing
Fees & timing04
卡本身与收件The card & delivery
The card & delivery05
从哪进Entry point
Entry point06
资金回流Repatriation
RepatriationWise 汇款至内地银联卡账户（人民币到账）Wise 汇款至收款人支付宝/微信（人民币到账）
- 01在 Wise App/网页选择「发送」，目的地选中国、币种选人民币
- 02选择到账方式：银联卡（收款人须为个人且账户须以中国居民身份证开立，单笔上限人民币 33,000 元）、支付宝（单笔上限人民币 50,000 元）或微信（单笔上限人民币 50,000 元，收款人年上限人民币 800,000 元）——均为 Wise 官方帮助页口径
- 03填写收款人资料、确认费用与汇率后提交，人民币直接到账，不经内地银行结汇环节
- 04前提：发送方 Wise 账户内已持有余额——内地居民持有 Wise 余额的资格在本数据集内仍有争议（见本条目状态说明），以 Wise 官方帮助页现行口径为准。
风险提示：以上为公开来源整理，非银行承诺。跨境汇款受两地监管、个人年度便利化额度与反洗钱审查约束，实际能否汇出以汇出行当时的审核为准。Risk notice: compiled from public sources, not a bank promise. Cross-border transfers are subject to both jurisdictions, annual quotas and AML review; the sending bank's assessment at the time prevails.
07
能不能绑常用服务Compatibility
Compatibility- wise
- 未知
- stripe
- 未知
- x_money
- 未知
- alipay
- 未知
- wechat_pay
- 未知
- apple_pay
- 未知
- google_pay
- 未知
- paypal
- 未知
说明Note
全站 195 条记录的 PayPal 兼容性是「未知」— 这不是偷懒，是公开页面确实没写。未知就写未知。195 of 195 records list PayPal as unknown — not laziness; the public pages simply do not say. Unknown stays unknown.
08
编者注与社区实操Field notes
Field notes以下为来源页面的原文摘录，含社区一手经验，不代表银行口径，也不构成建议。Verbatim excerpts from the cited pages, including first-hand community reports. Not bank policy and not advice.
09
来源清单Sources
SourcesE01
Biyapayhttps://www.biyapay.com/en/blogdetail/3225-wise-card-application-tutorial-how-to-apply-for-an
指南E02
EXIAPhttps://www.exiap.com/guides/using-the-wise-card-in-china
指南E03
XIAOZhttps://en.xiaoz.org/post/18846
指南E04
Wisehttps://wise.com/us/travel-money/chinese-yuan-card
官方阶段性快照：本条所有字段均来自上述页面。我们不会声称这些政策今天仍然成立；发现口径变化，请到页脚纠错入口指出，变更会写入日志。
来源编号 CP·UK·0024Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·UK·0024
来源编号 CP·UK·0024Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·UK·0024
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同一机构的其他记录Same issuer
Same issuer同一家机构的条目常共用一套资格与材料口径，但费用与门槛各不相同，逐条看。Records from the same issuer often share eligibility and document rules, but fees and thresholds differ. Read each one.
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