字段值保留来源原文(中文),未作英文转述 — 机翻会把「待核实」读成结论。栏目名与判定句为双语。Field values keep the original Chinese wording; no English rendering is provided. Section titles and verdicts are bilingual.
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状态与办理路径Status & route
Status & route状态说明Status note费用双源一致可信。【更新】原disputed的唯一依据(中国大陆居住者是否在eligible名单内)已由官方资格筛查页实查消除:中国在名单内(见资格字段),状态改为restricted;实际获批仍以Lloyds个案审批为准。切勿把『Islands Classic账户(仅海峡群岛/马恩岛居民)』与本International Classic混淆——后者才是国际客户产品。办理方式How you apply完全远程(经官网资格筛查/申请流程;具体入口见notes)谁可以办Who qualifies居住在eligible country(国家名单经其eligibility checker判定);【官网实查更新】Lloyds官方资格筛查页(https://www.lloydsbank.com/international/international-eligibility-checker.html)的『Where do you live?』下拉名单包含China,中国大陆居住者在名单内(浏览器实查,无登录、未提交);筛查页未显示最低存款,页面仅有一般性法律限制提示、无任何排除中国的表述。个案仍以Lloyds审批为准。旧称『£50,000年收入或£25,000存款』门槛在现行官方产品页/收费指南中未再出现,不采纳(来源:Lloyds官方收费指南2026-10-12;Wise Lloyds指南;dubaiexpat)适用对象Personal or business个人卡片形态Card form实体(Visa借记卡)分级依据Why this tier全程远程,但须额外:地址证明文件(近 3 个月对账单/账单)入口口径冲突本条目没有官方线上入口,办理方式原文却写「完全远程」。两者同时成立的前提,通常是它依附在另一个可线上开立的产品上(卡随账户发、或须先有账户)。本站不把这条改写成「可线上申请」。
English · 本站译述
This record has no official online entry, yet its application wording says “完全远程”. Both can hold only because the product rides on something else that can be opened online. We do not rewrite it as “apply online”.Translation by CARDPORT. Not the bank's original wording.
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需要带什么What to bring
What to bring证件Documents护照+居住地址证明(官方申请细则待逐项核实);中国大陆身份证单独可否待核实地址证明Address proof居住国地址证明(接受文件清单待核实)税号Tax ID待核实(通常需申报税务居住地)03
费用与时效Fees & timing
Fees & timing最低存款Minimum balance无明文开户最低存款(现行官方口径);但维持£5,000/€5,000/$5,000余额可免月费费用Fees月费£5/€5/$5,维持对应币种5,000余额的月份免除;首2个月不收费(官方Interest Rates and Banking Charges Guide,2026-10-12版,双源:官方PDF+Wise指南一致)办理与激活Timing见申办速度申办速度Speed待核实(官方未公布审批/发卡时效)04
卡本身与收件The card & delivery
The card & delivery卡形式细节Card details实体Visa借记卡;是否另提供虚拟卡待核实卡组织NetworkVisa币种CurrenciesGBP、EUR、USD三选一(单币种账户,非多币种合并账户——Wise指南明文);借记卡ATM限额£800/$750/€750(官方产品页)移动支付Mobile pay待核实收件地区Delivery regions待核实(卡片寄送范围未核到官方明文;不得假设可寄中国大陆)寄送说明Delivery note待核实05
从哪进Entry point
Entry point官方入口Official entryEntry URL无None — 这不是遗漏,是数据本身如此:195 条记录里只有 54 条有官方线上入口。Not an omission: only 54 of 195 records have an official online entry.办理方式原文Original wordingApplication mode完全远程(经官网资格筛查/申请流程;具体入口见notes)06
资金回流Repatriation
Repatriation能否回流PossiblePossible未知Unknown · 具体渠道与费用见下see channels below渠道ChannelsChannels未知Unknown
流程StepsSteps- 01回流路径待核实(未找到可靠来源):本轮未取得该机构关于资金汇回中国内地渠道(电汇/平台提现等)的可靠来源,未臆测
- 02标未知不代表不可回流。
同名账户Same-name accountSame name未知Unknown费用与限额Fees & limitsFees & limits未知/待核实口径来源SourceSource未取得(本轮检索范围:机构官网汇款/提现页、本数据集既有来源、社区实测汇总)风险提示:以上为公开来源整理,非银行承诺。跨境汇款受两地监管、个人年度便利化额度与反洗钱审查约束,实际能否汇出以汇出行当时的审核为准。Risk notice: compiled from public sources, not a bank promise. Cross-border transfers are subject to both jurisdictions, annual quotas and AML review; the sending bank's assessment at the time prevails.
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能不能绑常用服务Compatibility
Compatibility- wise
- 未知
- stripe
- 未知
- x_money
- 未知
- alipay
- 未知
- wechat_pay
- 未知
- apple_pay
- 未知
- google_pay
- 未知
- paypal
- 未知
说明Note全站 195 条记录的 PayPal 兼容性是「未知」— 这不是偷懒,是公开页面确实没写。未知就写未知。195 of 195 records list PayPal as unknown — not laziness; the public pages simply do not say. Unknown stays unknown.
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编者注与社区实操Field notes
Field notes以下为来源页面的原文摘录,含社区一手经验,不代表银行口径,也不构成建议。Verbatim excerpts from the cited pages, including first-hand community reports. Not bank policy and not advice.
编者说明Editor's note申办入口:无经核验的独立申请URL(产品页仅见contact us);实际渠道=通过Lloyds International官网国际账户页面进入资格筛查/联系国际团队办理,公开入口URL待核实,故填无。产品页去标识链接(Charges guide等)未取得URL,未引用。浏览器核实浏览器核实来源1实查:China 在官方资格筛查页『Where do you live?』下拉名单内(无登录、未提交)。09
来源清单Sources
SourcesE01Lloydsbankhttps://www.lloydsbank.com/international/products-and-services/current-accounts/international-classic-account.html
指南 E02Lloydstsbhttp://www.lloydstsb.com/assets/international/pdf/interest-rates.pdf
指南 E03Wisehttps://wise.com/gb/blog/lloyds-foreign-currency-account
官方 E04COhttps://www.dubaiexpat.co.uk/articles/keep-uk-bank-account-living-in-dubai
指南 E05Lloydsbankhttps://www.lloydsbank.com/international/international-eligibility-checker.html
指南 阶段性快照:本条所有字段均来自上述页面。我们不会声称这些政策今天仍然成立;发现口径变化,请到页脚纠错入口指出,变更会写入日志。
来源编号 CP·UK·0011Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·UK·0011 10
同一机构的其他记录Same issuer
Same issuer同一家机构的条目常共用一套资格与材料口径,但费用与门槛各不相同,逐条看。Records from the same issuer often share eligibility and document rules, but fees and thresholds differ. Read each one.
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免责与口径Disclaimer
Disclaimer本站不做什么What we do not do不代办、不导购、不保证通过、不替银行解释政策。当前页面不含任何推广或返佣链接;若将来加入,会在此行明确标注并加推广徽标。We do not open accounts for you, do not sell leads, do not guarantee approval, and do not interpret bank policy. There are no affiliate links on this page today; if that changes, it will be declared here and badged.发现错误Corrections请附上你认为正确的官方页面地址,我们会并列呈现两种说法,而不是直接改掉旧口径。Send the official URL you believe is right. We will show both readings side by side rather than silently overwrite the old one.