示意图 · 非官方卡面Illustration · not the official card
Admission record · 准入页
汇丰 One 账户
汇丰香港 HSBC HK · 账户 · 中国香港 · 须出境travel required
汇丰 One 账户（个人综合理财账户）
- 机构Issuer
- 汇丰香港 HSBC HK
- 签发地Jurisdiction
- 中国香港Hong Kong, China
- 准入Admission
- 3 / 6赴港后线上办理Online, but only in Hong Kong
- 口径Scope
- 阶段性快照Point-in-time以银行官方页面为准official page prevails
存疑DISPUTEDSNAPSHOT
CPHK0040<<HSBCHK<<HSBCHKONEACCOUNT<<<<<<<<<<
T3<DISPUTED<E1<SRC12<SNAPSHOT<<<<<<<<<<<<<<<
T3<DISPUTED<E1<SRC12<SNAPSHOT<<<<<<<<<<<<<<<
判定 · VerdictVerdict
这张卡存在两说：分行线下开户「自 2025-06-10 起停办」与「自 2026-06-10 起停办」，两者不可同时成立。线上 App 开户路径本身仍为官网现行口径，本站不替你选哪个日期为准。Two conflicting accounts: branch opening “ceased on 2025-06-10” versus “ceased on 2026-06-10”. Both cannot be true. The in-app route is still stated on the official site. We do not pick a date for you.
→ 来源 CP·HK·0040Source CP·HK·0040 · 12 条来源12 sources01
资格与办理路径Eligibility & route
Eligibility & routeEnglish · 本站译述
Mixed: apply in the app, then activate while physically in Hong Kong. From inside the mainland you apply first and must activate in person within 90 days.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
Age 18–75, new-to-HSBC customers, applying from a list of eligible countries/regions that includes mainland China. Three document routes: a new-style HK ID (issued after Nov 2018), certain overseas passports, or the Exit-Entry Permit for Travelling to and from Hong Kong and Macau.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
Must be physically in Hong Kong to open via the app; no branch visit required.Translation by CARDPORT. Not the bank's original wording.
02
需要带什么What to bring
What to bringEnglish · 本站译述
Permit route: the Exit-Entry Permit (at least six months validity) plus an immigration record uploaded while in Hong Kong. Whether a mainland ID is also required is not stated. HK ID route: HK ID issued after Nov 2018. Passport route: certain overseas passports, with GPS enabled in the app.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
Not stated for a plain savings/current account. The international banking page says proof may be required depending on eligibility. Unverified in this round.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
Unverified — not stated on the pages opened.Translation by CARDPORT. Not the bank's original wording.
03
费用与时效Fees & timing
Fees & timingEnglish · 本站译述
Total relationship balance: no requirement for HK ID holders; no requirement for non-HK-ID holders who opened before 2026-01-01; HKD 10,000 must be maintained for non-HK-ID holders opening on or after 2026-01-01.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
Low-balance fee: HKD 100 per month for non-HK-ID holders who opened on or after 2026-01-01 and keep less than HKD 10,000 in total relationship balance. Other fees per the official tariff.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
About 5 minutes to open in the app; about 10 minutes for the overseas/passport route. Permit holders applying from the mainland must activate the account in Hong Kong within 90 days.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
Multi-currency account: HKD savings and current accounts plus up to 11 other major currencies (12 including HKD, per the tariff).Translation by CARDPORT. Not the bank's original wording.
04
从哪进Entry point
Entry point05
资金回流Repatriation
RepatriationSWIFT电汇（环球付款）至内地银行账户人民币电汇至内地同名账户
- 01登录 HSBC HK App/网上理财，选择「环球转账/海外汇款」
- 02新增内地收款人，填写收款人姓名（人民币汇款须与内地账户户名同名）、内地银行账号及收款行 SWIFT 代码
- 03选择币种（人民币或外币）与金额，确认汇率与费用后提交
- 04款项经 SWIFT 到达内地银行，一般 1–5 个工作天（指南口径）
- 05外币到账后在内地银行结汇，占用收款人个人年度便利化额度（等值5万美元）
- 06人民币汇至内地个人账户须同名，并受每人每日人民币80,000元通行上限约束（人民银行「港澳同名汇入」安排
- 07内地身份证持有人经香港账户汇出人民币的适用口径以汇出行审核为准，待核实）。
风险提示：以上为公开来源整理，非银行承诺。跨境汇款受两地监管、个人年度便利化额度与反洗钱审查约束，实际能否汇出以汇出行当时的审核为准。Risk notice: compiled from public sources, not a bank promise. Cross-border transfers are subject to both jurisdictions, annual quotas and AML review; the sending bank's assessment at the time prevails.
06
能不能绑常用服务Compatibility
Compatibility- wise
- 未知
- stripe
- 未知
- x_money
- 未知
- alipay
- 未知
- wechat_pay
- 未知
- apple_pay
- 未知
- google_pay
- 未知
- paypal
- 未知
说明Note
全站 195 条记录的 PayPal 兼容性是「未知」— 这不是偷懒，是公开页面确实没写。未知就写未知。195 of 195 records list PayPal as unknown — not laziness; the public pages simply do not say. Unknown stays unknown.
07
编者注与社区实操Field notes
Field notes以下为来源页面的原文摘录，含社区一手经验，不代表银行口径，也不构成建议。Verbatim excerpts from the cited pages, including first-hand community reports. Not bank policy and not advice.
08
来源清单Sources
SourcesE01
汇丰香港https://www.hsbc.com.hk/zh-cn/ways-to-bank/mobile-apps/banking/account-opening/
官方E02
汇丰香港https://www.hsbc.com.hk/zh-hk/international/banking-in-hong-kong/
官方E03
汇丰香港https://www.hsbc.com.hk/content/dam/hsbc/hk/tc/docs/ways-to-bank/bank-tariff/20260501-guide.pdf
官方E04
Expatjobboardhttps://expatjobboard.com/resources/location/hong-kong/bank-account-hong-kong-foreigner
指南E05
什么值得买https://post.smzdm.com/p/adoe7ezz/
社区E06
V2EX 社区https://global.v2ex.com/t/1160836
社区E07
V2EX 社区https://www.v2ex.com/t/1103381
社区E08
沈唁志https://qq52o.me/2839.html
指南E09
linux.do 社区https://linux.do/t/topic/3082625
社区E10
V2EX 社区https://www.v2ex.com/t/1153782
社区E11
V2EX 社区https://v2ex.com/t/1226657
社区E12
Catman 指南站https://catman.app/archives/hkbank
指南阶段性快照：本条所有字段均来自上述页面。我们不会声称这些政策今天仍然成立；发现口径变化，请到页脚纠错入口指出，变更会写入日志。
来源编号 CP·HK·0040Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·HK·0040
来源编号 CP·HK·0040Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·HK·0040
09
同一机构的其他记录Same issuer
Same issuer同一家机构的条目常共用一套资格与材料口径，但费用与门槛各不相同，逐条看。Records from the same issuer often share eligibility and document rules, but fees and thresholds differ. Read each one.
10