字段值保留来源原文(中文),未作英文转述 — 机翻会把「待核实」读成结论。栏目名与判定句为双语。Field values keep the original Chinese wording; no English rendering is provided. Section titles and verdicts are bilingual.
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状态与办理路径Status & route
Status & route状态说明Status note结论明确:SSN 必需,中国无 SSN 者不可办,收录为预付卡类反例办理方式How you apply赴美购买(零售点,卡费最高 1.95 美元)或在线订购 + SSN 实名验证谁可以办Who qualifies开户与使用须身份验证(含 SSN)、手机号短信验证、邮箱验证(Netspend 官网对比文引 Green Dot 条款);无 SSN 的中国公民不可完成验证——作为“需 SSN”反例收录适用对象Personal or business个人卡片形态Card form实体卡分级依据Why this tier须 SSN(不接受 ITIN)——本地税号门槛入口口径冲突本条目没有官方线上入口,办理方式原文却写「赴美购买」。两者同时成立的前提,通常是它依附在另一个可线上开立的产品上(卡随账户发、或须先有账户)。本站不把这条改写成「可线上申请」。
English · 本站译述
This record has no official online entry, yet its application wording says “赴美购买”. Both can hold only because the product rides on something else that can be opened online. We do not rewrite it as “apply online”.Translation by CARDPORT. Not the bank's original wording.
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需要带什么What to bring
What to bring证件DocumentsSSN(必需)+ 手机号 + 邮箱地址证明Address proof美国地址(待核实)税号Tax ID需要 SSN03
费用与时效Fees & timing
Fees & timing最低存款Minimum balance待核实费用Fees月费在上一周期直接存款 ≥500 美元可免(financeply 引产品页);月费金额待核实;购卡费最高 1.95 美元、无激活费(Netspend 对比文)办理与激活Timing待核实申办速度Speed待核实04
卡本身与收件The card & delivery
The card & delivery卡形式细节Card details实体预付卡卡组织NetworkVisa币种Currencies美元移动支付Mobile pay待核实收件地区Delivery regions未知(待核实)寄送说明Delivery note美国境内购买/寄送05
从哪进Entry point
Entry point官方入口Official entryEntry URL无None — 这不是遗漏,是数据本身如此:195 条记录里只有 54 条有官方线上入口。Not an omission: only 54 of 195 records have an official online entry.办理方式原文Original wordingApplication mode赴美购买(零售点,卡费最高 1.95 美元)或在线订购 + SSN 实名验证06
资金回流Repatriation
Repatriation能否回流PossiblePossible未知Unknown · 具体渠道与费用见下see channels below渠道ChannelsChannels卡消费/ATM取现(非汇款回流)
流程StepsSteps- 01回流路径待核实:预付卡余额未取得可电汇回内地银行账户的来源
- 02理论上可经卡组织网络在内地消费或 ATM 取现(属消费/取现,非汇款回流),但该卡在内地 ATM 的可用性与收费本轮未取得可靠来源(待核实)。
同名账户Same-name accountSame name未知Unknown费用与限额Fees & limitsFees & limits未知/待核实口径来源SourceSource未取得(本轮检索范围:发卡机构官网与数据集既有来源)风险提示:以上为公开来源整理,非银行承诺。跨境汇款受两地监管、个人年度便利化额度与反洗钱审查约束,实际能否汇出以汇出行当时的审核为准。Risk notice: compiled from public sources, not a bank promise. Cross-border transfers are subject to both jurisdictions, annual quotas and AML review; the sending bank's assessment at the time prevails.
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能不能绑常用服务Compatibility
Compatibility- wise
- 未知
- stripe
- 未知
- x_money
- 未知
- alipay
- 未知
- wechat_pay
- 未知
- apple_pay
- 未知
- google_pay
- 未知
- paypal
- 未知
说明Note全站 195 条记录的 PayPal 兼容性是「未知」— 这不是偷懒,是公开页面确实没写。未知就写未知。195 of 195 records list PayPal as unknown — not laziness; the public pages simply do not say. Unknown stays unknown.
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编者注与社区实操Field notes
Field notes以下为来源页面的原文摘录,含社区一手经验,不代表银行口径,也不构成建议。Verbatim excerpts from the cited pages, including first-hand community reports. Not bank policy and not advice.
编者说明Editor's note申办渠道:美国零售点/官网。official_entry_url 记“无”。09
来源清单Sources
SourcesE01Netspendhttps://www.netspend.com/blog/what-are-some-visa-prepaid-cards-for-private-transactions
指南 E02Financeplyhttps://financeply.com/article/769175-direct-deposit-options-for-people.html
指南 阶段性快照:本条所有字段均来自上述页面。我们不会声称这些政策今天仍然成立;发现口径变化,请到页脚纠错入口指出,变更会写入日志。
来源编号 CP·US·0025Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·US·0025 10
同一机构的其他记录Same issuer
Same issuer同一家机构的条目常共用一套资格与材料口径,但费用与门槛各不相同,逐条看。Records from the same issuer often share eligibility and document rules, but fees and thresholds differ. Read each one.
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免责与口径Disclaimer
Disclaimer本站不做什么What we do not do不代办、不导购、不保证通过、不替银行解释政策。当前页面不含任何推广或返佣链接;若将来加入,会在此行明确标注并加推广徽标。We do not open accounts for you, do not sell leads, do not guarantee approval, and do not interpret bank policy. There are no affiliate links on this page today; if that changes, it will be declared here and badged.发现错误Corrections请附上你认为正确的官方页面地址,我们会并列呈现两种说法,而不是直接改掉旧口径。Send the official URL you believe is right. We will show both readings side by side rather than silently overwrite the old one.