示意图 · 非官方卡面Illustration · not the official card
Admission record · 准入页
集友银行账户（个人/联名存款账户）
集友银行 · 账户 · 中国香港 · 须出境travel required
集友银行账户（个人/联名存款账户）
- 机构Issuer
- 集友银行
- 签发地Jurisdiction
- 中国香港Hong Kong, China
- 准入Admission
- 4 / 6赴港 + 附加材料In person plus documents
- 口径Scope
- 阶段性快照Point-in-time以银行官方页面为准official page prevails
未核实UNVERIFIEDSNAPSHOT
CPHK0013<<CHIYUACCOUNT<<<<<<<<<<<<<<<<<<<<<<
T4<UNVERIFIED<E0<SRC3<SNAPSHOT<<<<<<<<<<<<<<
T4<UNVERIFIED<E0<SRC3<SNAPSHOT<<<<<<<<<<<<<<
判定 · VerdictVerdict
情况未核实：官方页未给出明确口径。Status unverified: no clear wording on the official page.
→ 来源 CP·HK·0013Source CP·HK·0013 · 3 条来源3 sources字段值保留来源原文（中文），未作英文转述 — 机翻会把「待核实」读成结论。栏目名与判定句为双语。Field values keep the original Chinese wording; no English rendering is provided. Section titles and verdicts are bilingual.
01
状态与办理路径Status & route
Status & route02
需要带什么What to bring
What to bring03
费用与时效Fees & timing
Fees & timing04
卡本身与收件The card & delivery
The card & delivery05
从哪进Entry point
Entry point06
资金回流Repatriation
Repatriation未知Unknown
- 01回流路径待核实（未找到可靠来源）：本轮未取得该机构关于资金汇回中国内地渠道（电汇/平台提现等）的可靠来源，未臆测
- 02标未知不代表不可回流。
风险提示：以上为公开来源整理，非银行承诺。跨境汇款受两地监管、个人年度便利化额度与反洗钱审查约束，实际能否汇出以汇出行当时的审核为准。Risk notice: compiled from public sources, not a bank promise. Cross-border transfers are subject to both jurisdictions, annual quotas and AML review; the sending bank's assessment at the time prevails.
07
能不能绑常用服务Compatibility
Compatibility- wise
- 未知
- stripe
- 未知
- x_money
- 未知
- alipay
- 未知
- wechat_pay
- 未知
- apple_pay
- 未知
- google_pay
- 未知
- paypal
- 未知
说明Note
全站 195 条记录的 PayPal 兼容性是「未知」— 这不是偷懒，是公开页面确实没写。未知就写未知。195 of 195 records list PayPal as unknown — not laziness; the public pages simply do not say. Unknown stays unknown.
08
编者注与社区实操Field notes
Field notes以下为来源页面的原文摘录，含社区一手经验，不代表银行口径，也不构成建议。Verbatim excerpts from the cited pages, including first-hand community reports. Not bank policy and not advice.
09
来源清单Sources
SourcesE01
Chiyubankhttps://www.chiyubank.com/cyben/index/bgxz/index.shtml
指南E02
Chiyubankhttps://www.chiyubank.com/
指南E03
Chiyubankhttps://www.chiyubank.com/cyb/attachDir/form/notice_account_opening_t.pdf
指南阶段性快照：本条所有字段均来自上述页面。我们不会声称这些政策今天仍然成立；发现口径变化，请到页脚纠错入口指出，变更会写入日志。
来源编号 CP·HK·0013Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·HK·0013
来源编号 CP·HK·0013Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·HK·0013
10
同一机构的其他记录Same issuer
Same issuerT4BEA GOAL / 至尊理财账户现行可办T4个人/联名存款户口现行可办T4个人/联名账户现行可办T4个人/联名账户现行可办T4中银卡（银联双币提款卡）现行可办T4中银双币信用卡〈大湾区一卡通〉现行可办T4优易综合理财户口 / i-Account 综合理财户口现行可办T4大新卡产品集合现行可办
同一家机构的条目常共用一套资格与材料口径，但费用与门槛各不相同，逐条看。Records from the same issuer often share eligibility and document rules, but fees and thresholds differ. Read each one.
11